Firm Bio’s

Wealth Advisors

William R. (Bob) Joiner

Registered Principal

Bob Joiner is an independent Wealth Advisor and Registered Principal providing securities through First Allied Securities, Inc. His practice does business as Legacy Financial Advisors, LLC. and is dedicated to helping clients prepare for and transition to retirement confidently.

Practicing since 1992, Bob has helped thousands implement solutions to insure their “golden years” are truly golden. As an independent advisor, Bob utilizes an individualized and comprehensive planning based approach in helping clients develop strategies to manage their personal and business finances – free of proprietary constraints. He is particularly concerned with the retirement planning challenges facing baby boomers and their aging parents. For investors who wish to combine their investment goals with their moral convictions, he is committed to helping clients with screening investment decisions. A seasoned professional, Bob offers unique expertise in numerous areas:

  • Tax efficient retirement savings planning (accumulation phase)
  • Asset allocation and portfolio management
  • Income planning for retirees (income phase)
  • Risk management
  • Employer sponsored retirement savings plan design, education, and administration
  • 401(k), 403(b), 457(b), defined benefit, defined contribution
  • Fiduciary guidance for plan sponsors
  • Pension maximization strategies
  • Tax efficient distribution of retirement plans
  • Navigation of IRS icebergs of inherited retirement accounts

Bob worked for 14 years as a Senior Financial Advisor with AIG Valic, served 3 years as Vice President with the Merrill Lynch Global Private Client Group, and established Legacy Financial Advisors LLC in 2009. Professional licenses include: General Securities (S7), General Securities Principal (S24), Operations Professional (S99), Uniform Investment Advisor (S65), and Uniform Securities Agent (S63). He and his wife, Kimberly, reside on St Simons Island in Southeast Coastal, Georgia.

Check the background of this investment professional on FINRA’s BrokerCheck (http://brokercheck.finra.org).

Wesley Joiner

Branch Operations Manager

Wesley Joiner is the Branch Operations Manager at Legacy Financial Advisors LLC, an independent wealth management firm serving clients throughout the Southeastern United States. He received a bachelors degree in Finance from the University of Georgia’s Terry College of Business and currently holds his General Securities (S7), General Securities Principal (S24), Uniform Securities Agent (S66), and Georgia Insurance License. He is currently pursuing the Chartered Financial Analyst (CFA) charter and is a level 2 candidate.

Prior to joining Legacy Financial Advisors, Wesley was a banking officer at Branch Banking and Trust (BB&T). Upon graduating from the Bank’s 12 month Management Development Program, he contributed to an executive project in Winston-Salem, NC at the corporate headquarters.

Wesley currently resides in St. Simons Island.

Check the background of this investment professional on FINRA’s BrokerCheck (http://brokercheck.finra.org).