Plan for today and tomorrow
Plan wisely
While you can’t plan for every situation, you can plan for the most common life events. From college to retirement, Legacy Advisors will help you prepare for the future.
Savings
Save for what matters. Household budgeting, large-asset purchase planning, passive income strategies, and retirement savings are defined into goals that are clear and achievable. We can help you maximize your savings for all occasions.
Retirement
Transition to retirement confidently – with less risk and in less time. We design and income plan that is sustainable and a corresponding investment strategy that fits your unique risk tolerance. Our independent structure makes us completely product agnostic, offering only the best institutional-class strategies from the investment universe.
Below are sample charts demonstrating how your retirement goals could be met.
Forecasting and Planning
Know where you are and where you are going. Our planning tools help you forecast income, taxes, large purchases, and critical goals. Your plan is updated in real-time so you can be confident in your retirement future.
We chart the probability of success for each and every forecast to provide confidence in our projections. A sample is provided below to illustrate a probability of success forecast.
Rollovers
Provide access to cost efficient, institutional investment options and personalized advice by rolling over your old 401(k) or other employee retirement account into a Legacy IRA.
IRA solutions
An IRA is a tax-advantaged account that can hold a whole host of investments and ideas. We’ll help you find out if a Traditional or ROTH is right for you, and how to maximize your beneficiaries’ value of an inherited IRA.
Small-Business Employment Retirement Plans
Business owners have unique options to save for retirement in tax-advantaged accounts. Which account and plan is right for your business? We’ll help you find out.
Tax
We provide patented, tax efficient investment strategies to help minimize your taxable burden in tax sensitive accounts. We can work directly with your tax professional to create a tailor-made strategy for ROTH conversion, gains harvesting, and estate planning.
Below a sample chart comparing income with and without tax savings included.
Estate Planning
Legacy planning is one of the most important things we do for our clients before and after passing, limiting taxable burden and providing high quality consulting to beneficiaries.
Insurance
Insurance should mitigate specific risks and be used only when necessary. We build an insurance plan to help pay taxes, debt, or provide guaranteed income. As independent agents, we mine policies from all the major carriers for the best cost and risk profile that suites the client’s needs.